We will require documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application. Before receiving the requested documents, we may ask you to provide us with Information that will help us to evaluate your potential application for a mortgage loan.
The following documents may be requested to obtain new mortgage loan:
Also, the following documentation is also generally required.
For a refinance:
For a Purchase:
For a VA Loan:
DD Form 214 (Long Form)
If you are divorced:
A fully executed divorce decree
If you are self employed, employed in sales, paid by commission, or own rental real estate:
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.